You know, I'm always getting asked how to spot those credit card information thieves. Well, these skimmers are getting pretty sophisticated. It's extremely crucial to distinguish between them so you don't lose any money. So, in this piece of writing, I'm going to talk about five big terms to know about skimming devices and provide some advice on how to identify them.
Number two: Gas pump skimmers.
Number one: ATM skimmers.
These ATM card skimming devices are just devices attached to the front of ATMs that grab your card details. They are difficult to detect because they're typically extremely thin and they simply integrate with the ATM.
Look out for for any loose pieces, wonky cables, or anything that looks off. If you're uncertain, just avoid using that ATM.
Number two: Gas pump skimmers.
You usually find these at gas stations. They're usually stuck right over the credit card slot, and they capture your card information when you swipe or slide it in.
Just inspect the card reader before you swipe. If it looks funky or not like the others, use another pump.
Number three: POS skimmers.
You'll often see these at the cash registers in stores. They can be inserted into the machine or just stuck on top of the regular reader.
Just Look out for for anything strange sticking out or not looking right. If you feel weird about it, request from the cashier to use an alternative machine.
Number four: Mobile skimmers.
These are the new kids on the block, using your mobile app to acquire your credit card datarmation. They can appear anywhere, from eating establishments to retail outlets, directly above the credit card reader. Just be cautious processing your credit card in locations you are not familiar with, and think about using money or a EMV card alternative.
Number five: RFID skimmers.
These RFID card readers are designed for monitor data on those RFID-enabled cards. You'll commonly encounter these in heavily trafficked areas like shopping centers or busy pedestrian zones. Just store your card in a purse or a radio frequency shielding case when you're when not in use, and be cautious when you're proximity to additional RFID devices.