I'm a devoted Advance Auto Parts shopper, and I think their credit card is extremely handy for taking care of my vehicle maintenance and purchases. It's not just handy—it has a lot of benefits too. I'll tell you more details in just a moment.
Benefits
Their credit card is a hit with car enthusiasts and people who like to repair objects themselves. First off, you get 10% discount on majority of products, which really supports maintaining my car's condition.
And Surprise!? They have a loyalty program where you get loyalty points for every dollar you spend. You can use those loyalty points for discounts or even complimentary components. I remember using my loyalty points for a free lube service—saved me a considerable amount of money.
Interest Rates and Fees
It's crucial to understand the Rates and Charges for this card. The rates fluctuate but generally quite favorable when compared to other retail cards.
Keep in mind, if you don't pay the full amount, they will apply interest. Thus, it's advisable to pay the full amount each month to prevent this. And there is no yearly charge, which is quite nice.
Payment Options
You have the option to pay online, via phone, or even at the store using this card. This versatility is excellent for staying on top of your account and reducing your debt. I typically pay online since it's quick and simple. Additionally, I can monitor my spending.
Customer Service
Their Client Support is always top-notch. They have a team standing by to assist you if you encounter any issues. I once experienced a minor issue with my account, but the representative was very helpful and resolved it quickly.
Conclusion
Utilizing this card has been extremely useful for me. It's been convenient, has saved my money, and brought me peace. Irrespective of whether you are a loyal customer or are new at Advance Auto Parts, I recommend you consider this card to simplify car-related purchases.